AFS, Inc. through our partnership with Decimal, Inc., has built a powerful yet cost effective way for small companies to maximize their retirement savings. Our joint venture encompasses an open architecture platform allowing plan participants to utilize some of the best mutual funds available at NAV (no loads, commissions or annuity products). AFS continually monitors the funds in the plan and provides plan sponsors with semi-annual reports to help fulfill their fiduciary duty. In addition, AFS blends the core funds together so that plan participants can simply select a model portfolio (conservative, moderate, or aggressive).
As our partner, Decimal provides the comprehensive administration of the plan. Because they charge a flat fee, (as opposed to an asset based fee), they can offer online account access, compliance, and numerous plan design options, all for one low price. There are a number of attachments to the left that might provide more insight into the delivery of this product or you can click here to obtain a quote.